Finance

No money? No worries.

Add your new carport, patio, deck or outdoor blinds now and pay it off interest-free with humm. Fast approvals, no deposit, no fuss.

Get your free quote
Own it now, pay it off comfortably

The outdoor space you've been picturing — without the wait.

Add-it-On has partnered with humm so you can start enjoying your new outdoor space today and pay for it over time — interest-free. No deposit. No pressure. Just a simple online application and fast approvals.

humm — interest-free finance partner
Our finance partner

Backed by humm — trusted by Aussies for lifestyle finance.

humm is one of Australia's leading Buy Now Pay Later and lifestyle finance providers, used by hundreds of thousands of happy customers for the bigger things in life — kitchens, cars, and yes, beautiful outdoor spaces.

Learn more at shophumm.com.au
Why our customers love it

Everything you'd expect from great finance — and nothing you wouldn't.

100% interest-free

Pay the price of your project — nothing more. No interest charges on approved humm plans.

Fast approvals

Most applications get a decision in minutes, straight from your phone or laptop.

No deposit needed

Start your project sooner. No big upfront payment, no waiting to save up.

Flexible repayments

Choose weekly or fortnightly repayments that fit comfortably with your budget.

How it works

Four simple steps from dreaming to enjoying.

1

Get your free quote

Tell us what you're dreaming about — carport, patio, deck or blinds — and we'll come out for a free onsite measure and quote.

2

Apply with humm

A quick online application with humm. Have your ID and a few details handy — most people are done in under 10 minutes.

3

Get approved fast

Approvals often come back in minutes. You'll know exactly what you can spend before we lock in your build.

4

Enjoy now, pay later

We build your new space. You start enjoying it straight away and pay it off comfortably over time — interest-free.

Family enjoying their new Add-it-On carport
Spend more time outdoors

Your weekends. Your space. Starting now.

With interest-free finance from humm, you don't have to wait years to enjoy the space your family deserves. Get the shade, the covered entertaining area, the new deck — and pay it off comfortably, week by week.

Start with a free quote
Good questions, straight answers

Finance FAQs

What is humm?+

humm is one of Australia's most trusted 'Buy Now, Pay Later' and lifestyle finance providers, with hundreds of thousands of happy customers. They specialise in bigger-ticket home projects like ours.

Is it really interest-free?+

Yes. Approved humm plans for home improvements are interest-free — you only pay back what your project costs, plus any humm account fees disclosed upfront.

How much can I borrow?+

humm offers finance for larger home projects up to $30,000 (subject to approval). We'll help you match a plan to the size of your build.

How fast is approval?+

Most applications get a decision in minutes online. Once approved, we can lock in your build straight away.

Will applying affect my credit?+

humm may perform a credit check as part of their assessment. For full details on eligibility, fees and terms, head to shophumm.com.au or ask us — we're happy to walk you through it.

Ready when you are

Add shade. Add space. Add value.
Pay it off interest-free.

Get your free onsite quote today and we'll walk you through your humm finance options at the same time. No pressure, no obligation.

Finance is provided by humm and is subject to approval, terms, conditions, fees and charges. Add-it-On is not a credit provider or credit advisor. For full details, visit shophumm.com.au.